Plain Green Loans Reviews

Plain Green Loans Reviews: In the realm of online lending, it’s crucial to make informed decisions when considering financial options. One prominent player in this space is Plain Green, an online lender offering personal loans ranging from $500 to $5,000. With annual percentage rates (APRs) that span from 349% to 599%, Plain Green’s offerings may initially raise eyebrows. In this comprehensive review, we delve deep into Plain Green loans to help you make an informed choice.

Understanding Plain Green Loans Reviews

Loan Amounts and APRs

Plain Green specializes in personal loans that cater to individuals seeking financial assistance. Their loan amounts range from a minimum of $500 to a maximum of $5,000. However, the standout feature here is the APR, which can be as high as 599%. This high APR is a significant point of concern and requires careful consideration.

Repayment Period

One distinguishing aspect of Plain Green loans is the extended repayment period they offer. Unlike traditional payday loans that often require repayment in a single lump sum, Plain Green provides borrowers with a more manageable timeframe. Borrowers can enjoy repayment periods ranging from 10 to 26 months, allowing for better financial planning.

Check this also: MyTPL Loan Reviews

Origination Fees

Plain Green stands out in terms of origination fees, as they don’t charge any. However, it’s essential to note that even though Plain Green loans have no origination fees, there are alternatives in the market that may be more cost-effective.

Fast Funding

One of the advantages of Plain Green loans is their swift funding process, which typically takes around two business days. While this is a commendable feature, it’s worth noting that many other online lenders offer similar fast funding times, making it a competitive but not unique advantage.

Native American Ownership

A distinctive aspect of Plain Green is its ownership and operation by the Chippewa Cree Tribe, a Native American tribe situated on the Rocky Boy Reservation in Montana. This unique ownership structure sets Plain Green apart in the lending industry.

Eligibility and Requirements

To obtain a Plain Green loan, certain eligibility criteria must be met:

  1. Income Requirement: Applicants must have a minimum monthly income of at least $1,000.
  2. Checking Account: An active checking account is necessary.
  3. Social Security Number: Applicants must possess a valid Social Security number.
  4. Age Requirement: Borrowers must be at least 18 years old.
Eligibility RequirementDescription
Income RequirementMinimum monthly income of at least $1,000.
Checking AccountAn active checking account is necessary.
Social Security NumberApplicants must possess a valid Social Security number.
Age RequirementBorrowers must be at least 18 years old.


While Plain Green does not offer a pre-qualification process, they provide a calculator on their website to help potential borrowers estimate their APRs. This tool can be valuable for those considering a loan and wanting to understand the potential costs involved.

Joint Application Policy

Plain Green does not allow joint applications for their loans. This means that you cannot have someone else share responsibility for the loan with you.

Check this also: Fast Loan Advance Reviews

Customer Feedback

Understanding how other customers have experienced Plain Green loans is vital. The Better Business Bureau gives Plain Green a B rating, and WalletHub assigns them an average user score of 2.0/5. These ratings indicate mixed customer experiences, which should be considered when making your decision.

Plain Green Loans Reviews

Is Plain Green Worth Pursuing?

Plain Green loans have raised concerns due to their high APRs, which can reach up to 599%. While they do offer a more extended repayment period compared to payday loans, their rates remain notably expensive. For individuals with poor credit, there are likely better options available with lower maximum APRs.

WalletHub’s Assessment

WalletHub provides ratings based on specific categories to assess the quality of a loan offer. Plain Green’s scores are as follows:

CategoryEditor’s Rating
Requirements & Application2.5/5
Reviews & Transparency1.5/5
Overall Score5.3/15

These scores indicate that Plain Green’s offerings do not align with WalletHub’s definition of a 5-star loan. Potential borrowers should weigh these ratings against their own financial needs and priorities.


In summary, Plain Green offers personal loans with varying loan amounts and extended repayment periods. However, their high APRs are a significant drawback, making them a less attractive option compared to other lenders in the market. It’s essential to carefully consider your financial situation and explore alternative lending options before committing to a Plain Green loan.

What are Plain Green loans, and how do they work?

Plain Green loans are personal loans offered by an online lender. They provide borrowers with a sum of money, ranging from $500 to $5,000, which is to be paid back over a specified period. These loans come with varying APRs, often ranging from 349% to 599%.

How long do I have to repay a Plain Green loan?

One of the advantages of Plain Green loans is the extended repayment period. Borrowers typically have 10 to 26 months to repay their loans, offering more flexibility compared to traditional payday loans.

Are there any origination fees associated with Plain Green loans?

No, Plain Green loans do not charge origination fees, which can be a relief for borrowers seeking loans without additional upfront costs.

How fast can I expect to receive funds from Plain Green loans?

Plain Green loans boast a fast funding process, with most borrowers receiving their funds within approximately two business days. However, it’s important to note that this is not significantly faster than many other online lenders in the market.

What sets Plain Green apart from other lenders?

Plain Green stands out due to its unique ownership. It is operated by the Chippewa Cree Tribe, a Native American tribe located on the Rocky Boy Reservation in Montana. This ownership structure makes Plain Green distinct in the lending industry.

What are the eligibility criteria for obtaining a Plain Green loan?

To be eligible for a Plain Green loan, you must meet the following criteria:

Have a minimum monthly income of at least $1,000.
Possess an active checking account.
Hold a valid Social Security number.
Be at least 18 years old.

Leave a Comment